Research

Working Papers in Banking

1. Soft Information Imbalance Is Bad for Fair Credit Allocation (Job Market Paper)

with Cal Muckley and Xiangyang Zhao

Presentations: 2026 EFA Poster Session; 2026 EEA-ESEM; 12th Workshop on Banking and Institutions (Helsinki); IRMC 2026 Conference; 2026 EFiC Conference in Banking and Corporate Finance; 2026 IAFA Annual Conference; 2026 EDHEC Business School Research Seminar; 2026 UCD Financial Markets Research Seminar; 2026 IAF Conference; 2025 China Finance Annual Meeting; 2025 Irish Annual Doctoral Colloquium in Finance; 2025 Renmin University of China Research Seminar; 2025 UCD PhD Symposium.

2. Loan Officers, Same-Sex Couple Mortgages and Non-discrimination Law

with Cal Muckley

Presentations: 2025 Paris December Finance Meeting; IFABS 2025 Oxford Conference; 2025 IAF Cork PhD Conference; 2024 UCD PhD Symposium.

3. The Economic Costs of Bank Misconduct: Evidence from Newspaper Closures

with Kevin Gam, Cal Muckley and Xiang Yao

Presentations: The 18th CEA (Europe) & 37th CEA (UK) 2026 Annual Conference; 2026 EFiC Corporate Governance and Misconduct Workshop; 2026 World Finance Conference; 2026 EFiC Conference in Banking and Corporate Finance; 2026 Scottish Doctoral Colloquium; 2026 UCD PhD Symposium; 2026 IAF Conference.

4. AI Is Not All You Need: Generative AI and the Quality of Financial Services

with Haoran Wu and Jiaquan Yao

Working Papers in Corporate Finance

1. Governance Rebalancing and Corporate Decarbonization

with Haoran Wu, Chen Yang and Xiangyang Zhao

Presentations: 14th SIIFC International Conference.

2. Weakening Shareholder Primacy and Workplace Safety

with Xiangding Hou, Cal Muckley and Chen Yang

Presentations: 2026 EFiC Corporate Governance and Misconduct Workshop; IFABS 2026 Conference; 2026 IRMC 2026 Conference; 2026 EFiC Conference in Banking and Corporate Finance.